WELCOME TO MY WEBSITE
My Name is Nina Saldivar
If you're in Colorado and you're looking for some guidance getting a loan for your home, I would love to help you!
Whether you're looking for purchase or refinance, I've been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
Low interests. Fast closings. Little down payments.
Feel free to fill out an application below and I'll get in contact with you as soon as I can.
What People Say...
If you wish to contact me directly instead, you can do so by any of the following methods:
Facebook Page
I'm looking forward to serve you!
Nina Saldivar
NMLS #265370
Physical Address:
5115 W 29th Ave, Suite 6
Denver, CO 80212
Brokerage fees and APR:
It is imperative to keep in mind that credit score, loan to value, loan type, and loan amount dictate final fees, rate, APR. There are brokerage fees and there are lender fees rolled into the overall cumulation of total APR.
Our company fee standard is 2.75%. Each lender has an underwriting fee ranging from $595 - $1295.
Some scenarios:
1) 750 fico, cash out, owner occupied, Borrower Paid compensation interest rate 30 year fixed 3.5%, Conventional Conforming, LTV 80%, loan amount $292,000, full documentation 3.774% APR.
2) 577 fico, cash out, full documentation, loan amount $124,600 with 2 30 day late mortgage payments, 7.99% interest rate, 70% loan to value LTV, 8.58% APR Non QM 30 year fixed.